:root { --accent: #0e5aa8; --accent-dark: color-mix(in srgb, #0e5aa8 78%, #000); --ink: #14181d; --muted: #5b6570; --line: #e2e7ec; --bg: #f6f7f8; --radius: 10px; }
* { box-sizing: border-box; }
body { margin: 0; font-family: -apple-system, 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; color: var(--ink); line-height: 1.6; background: #fff; padding-bottom: 64px; }
.wrap { max-width: 820px; margin: 0 auto; padding: 0 20px; }

/* masthead */
.site-header { background: rgba(255,255,255,.96); backdrop-filter: blur(6px); border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 20; }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; padding-top: 12px; padding-bottom: 12px; }
.brand { font-size: 1.15rem; font-weight: 800; letter-spacing: -.02em; color: var(--ink); text-decoration: none; }
.brand em { color: var(--accent); font-style: normal; }
nav a { margin-left: 20px; color: var(--muted); text-decoration: none; font-size: .92rem; font-weight: 500; }
nav a:hover { color: var(--accent); }

/* hero */
.hero { position: relative; color: #fff; background: #101820; overflow: hidden; }
.hero img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: .55; }
.hero .wrap { position: relative; padding-top: 84px; padding-bottom: 76px; }
.hero h1 { font-size: 2.6rem; line-height: 1.12; letter-spacing: -.03em; margin: 0 0 14px; max-width: 640px; }
.hero .lede { font-size: 1.15rem; max-width: 600px; color: rgba(255,255,255,.88); margin: 0 0 26px; }
.hero .btn { display: inline-block; background: var(--accent); color: #fff; padding: 13px 24px; border-radius: 8px; text-decoration: none; font-weight: 700; font-size: 1rem; }
.hero .btn:hover { background: var(--accent-dark); }
.hero .credit { position: absolute; right: 12px; bottom: 8px; font-size: .68rem; color: rgba(255,255,255,.65); }
.hero .credit a { color: rgba(255,255,255,.75); }

/* article */
main.wrap { padding-top: 36px; padding-bottom: 48px; }
.kicker { font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .09em; color: var(--accent); margin-bottom: 10px; }
h1 { font-size: 2.15rem; line-height: 1.18; letter-spacing: -.025em; margin: 0 0 14px; }
h2 { font-size: 1.32rem; letter-spacing: -.015em; margin: 38px 0 10px; }
h3 { font-size: 1.06rem; margin: 24px 0 8px; }
p, li { font-size: 1.03rem; }
a { color: var(--accent); }
.lede { font-size: 1.14rem; color: var(--muted); }
table { border-collapse: collapse; width: 100%; margin: 18px 0; font-size: .92rem; }
th, td { border: 1px solid var(--line); padding: 9px 11px; text-align: left; }
th { background: var(--bg); }
.note { background: var(--bg); border-left: 4px solid var(--accent); padding: 12px 16px; font-size: .95rem; margin: 20px 0; border-radius: 0 6px 6px 0; }
.verified { font-size: .82rem; color: var(--muted); }

/* guide header image */
.guide-hero { margin: 22px 0 6px; border-radius: var(--radius); overflow: hidden; }
.guide-hero img { width: 100%; height: 320px; object-fit: cover; display: block; }
.guide-hero .credit { font-size: .7rem; color: var(--muted); padding: 5px 2px 0; display: block; }
.guide-hero .credit a { color: var(--muted); }

/* icon cards */
.card-grid { display: grid; grid-template-columns: 1fr; gap: 14px; margin: 22px 0; }
.card { display: flex; gap: 14px; border: 1px solid var(--line); border-radius: var(--radius); padding: 18px 20px; text-decoration: none; color: var(--ink); transition: border-color .15s, box-shadow .15s; background: #fff; }
.card:hover { border-color: var(--accent); box-shadow: 0 4px 18px rgba(16,24,32,.08); }
.card .icon { flex: 0 0 40px; width: 40px; height: 40px; border-radius: 9px; background: color-mix(in srgb, var(--accent) 10%, #fff); display: flex; align-items: center; justify-content: center; }
.card .icon svg { width: 21px; height: 21px; stroke: var(--accent); }
.card h3 { margin: 0 0 3px; font-size: 1.02rem; }
.card .meta { font-size: .75rem; color: var(--muted); text-transform: uppercase; letter-spacing: .06em; font-weight: 600; }
.card p { margin: 4px 0 0; font-size: .92rem; color: var(--muted); }
@media (min-width: 640px) { .card-grid { grid-template-columns: 1fr 1fr; } }

/* steps diagram */
.steps { display: flex; gap: 0; margin: 24px 0; flex-wrap: wrap; }
.step { flex: 1 1 140px; text-align: center; position: relative; padding: 0 8px; }
.step .dot { width: 34px; height: 34px; border-radius: 50%; background: var(--accent); color: #fff; font-weight: 700; display: flex; align-items: center; justify-content: center; margin: 0 auto 8px; font-size: .9rem; }
.step:not(:last-child)::after { content: ''; position: absolute; top: 17px; left: calc(50% + 24px); right: calc(-50% + 24px); border-top: 2px dashed var(--line); }
.step .t { font-weight: 700; font-size: .9rem; }
.step .d { font-size: .8rem; color: var(--muted); }

/* partner + lead form */
.partner { border: 1px solid var(--line); border-top: 4px solid var(--accent); border-radius: var(--radius); padding: 22px 26px; margin: 42px 0; background: #fff; }
.partner .tag { font-size: .78rem; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); font-weight: 700; }
.partner h2 { margin-top: 4px; }
.lead-capture { background: var(--bg); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; margin: 40px 0 0; }
.lead-capture h2 { margin-top: 0; }
.lead-capture label { display: block; font-size: .88rem; font-weight: 600; margin: 12px 0 4px; }
.lead-capture input, .lead-capture select, .lead-capture textarea { width: 100%; padding: 10px 11px; border: 1px solid var(--line); border-radius: 6px; font-size: .95rem; background: #fff; }
.lead-capture button { margin-top: 16px; background: var(--accent); color: #fff; border: none; padding: 13px 24px; font-size: 1rem; font-weight: 700; border-radius: 8px; cursor: pointer; }
.consent { font-size: .8rem; color: var(--muted); margin-top: 12px; }
.cta-phone { font-size: 1.15rem; font-weight: 700; }

/* sticky CTA */
.sticky-cta { position: fixed; left: 0; right: 0; bottom: 0; z-index: 30; background: #101820; color: #fff; }
.sticky-cta .wrap { display: flex; align-items: center; justify-content: space-between; gap: 14px; padding-top: 10px; padding-bottom: 10px; }
.sticky-cta .msg { font-size: .9rem; color: rgba(255,255,255,.85); }
.sticky-cta .msg strong { color: #fff; }
.sticky-cta .btn { background: var(--accent); color: #fff; text-decoration: none; font-weight: 700; font-size: .9rem; padding: 9px 18px; border-radius: 7px; white-space: nowrap; }

/* footer */
.site-footer { border-top: 1px solid var(--line); background: var(--bg); font-size: .84rem; color: var(--muted); }
.site-footer .wrap { padding-top: 26px; padding-bottom: 26px; }